How Low Will Mortgage Rates Go?

According to Rodney Johnson from Dent’s Research Group, we may see mortgage rates dip lowing the months to come but it would be very strange for rates to fall too far for one simple reason. Unlike other countries, we commit lenders to 30 years.

He goes on to say: In Canada, rates reset every few years, and the new negative rate in Denmark only lasts ten years. The more frequently rates reset, the lower the rate lenders can offer at the beginning, which is why adjustable-rate mortgages carry lower rates at the outset.

What is the take-away from this information? As the 30-year US Treasury Bonds and other domestic bonds fall, predicted to fall below 2% or even to 1.5%, it's not a given that mortgage rates will follow and most certainly not to the same percentages.

7045 W Wethersfield Rd, Peoria, AZ 85381

SPACIOUS LIVING with room for all. This home boasts a basement floor plan and includes five bedrooms and three full baths. Walk up to a dreamy walkway under shady mature trees to an elegant living room and dining room that has a kitchen entrance. Full island kitchen includes an abundance of cabinets, new appliances, and slab granite counters. The breakfast dining area has beautiful french doors and overlooks the family room in the basement area below which also has a cozy fireplace and connects to two bedrooms and a full bath. Upstairs there are two more bedrooms and a wonderful master suite that has, a walk-in closet, a private bath with soaking tub and separate shower, and a large double vanity with granite slab counters. In the back find a sparkling blue pool, covered patio and extra parking.

OPEN HOUSE: August 31st, 2019 from 10-12pm

Reason's Why Having a Basement In Arizona is Ideal

7748 W Calavar Road, Peoria, AZ 85381

5214 W Calavar Road, Glendale, AZ 85306 - Just Listed

GORGEOUS SINGLE LEVEL HOME IN GLENDALE. This home is perfect from top to bottom. Freshly painted, granite tops counter-tops, gorgeous tile and newer carpet in bedrooms. Walk into a beautiful foyer with tile and a designer tile medallion. Step down into the living room that is perfect for entertaining. Galley style kitchen with granite counters, tile flooring, ceiling fan, and stainless steel appliances. Next to the kitchen is a full dining area with a stylish chandelier. A breakfast bar opens to the family room which is spacious and open to the covered patio. Split bedroom plan is perfect for privacy and guests. Master bedroom is oversized, has two closets and a bath. Guest bedrooms share a full hall bath. The backyard is maintenance-free and has an extra paved seating area for gatherings.

Stunning 2 story home with an open floor plan that includes 5 bedrooms/3 bathrooms with one bedroom/one full bathroom downstairs. This home is spacious and bright with all Frigidaire Gallery appliances, engineered hardwood flooring, Spanish ceramic tiles, granite countertops all over, and Kohler fittings in bathrooms and kitchen.

Gorgeous Home With All the Right Touches JUST REDUCED!!!

https://www.cerretateam.com/property/5954609/

Gorgeous Home Just Listed- 21421 N 79TH DR, Peoria, AZ 85382

UPGRADED, PRIVACY, CONVENIENCE! Freshly painted inside (July 2019), and outside (2016). Tile or Pergo t/o, no carpet. All tile downstairs and Dark Performance/wood upstairs. New tile in upstairs baths. No neighbors behind, just two neighbors & one is separated by an easement. Well-appointed kitchen with high-end SS appliances, two convection ovens, warming drawer, quiet dishwasher, and beautiful tile backsplash. 

Your Dream Home Awaits! 😃😍
Check out the features of this gorgeous home...

1️⃣Shaded Front Porch
2️⃣Expansive Kitchen with Upgraded Cabinets
3️⃣AC Unit Replaced in 2018
4️⃣BRAND NEW CARPET Throughout
5️⃣BRAND NEW TILE Downstairs
6️⃣Movie Theater Room w/ Projector
7️⃣Hidden Laundry Shoot
8️⃣Resort Style Backyard
9️⃣Sparkling Blue Pool with a Slide
🔟Gated Community

7748 W Calavar Road, Peoria, AZ 85381

https://www.cerretateam.com/property/5958993/

Hard to find, highly desirable family home with a basement! This amazing home sits on one of the largest lots in the subdivision. ORIGINAL OWNERS! Immaculately updated with all the right touches. New flooring throughout. Fresh interior and exterior paint. Brand NEW updated KITCHEN: new cabinets, new sink and fixtures, new countertops and brand new appliances. NEW updated BATHROOMS: new cabinets, new mirrors, new light fixtures, new sinks, and hardware. Very energy efficient Integra block home with NEW ROOF and newer A/C. New security doors. New garage doors. SECURITY SYSTEM. This home is like brand new!! Main living areas on the first (single) level; formal living and dining, family room opens to the spacious kitchen with huge eat-at bar. Spacious master w/ sitting area. Gorgeously upgraded... Brand new tile shower. Downstairs is the basement which is AWESOME, massive game room; TV sitting area, pool table, foos ball table, card gaming table and much more. An entertainers delight. TONS OF ROOM TO PLAY, entertain or just enjoy. Basement has the large bath ready for the custom shower of your liking.